Microf is a relationship-based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:
  1. We specialize in lease purchase options for residential replacement HVAC systems.
  2. We have a simple application process.
  3. We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  4. We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  5. Customers can take advantage of meaningful monthly payments and early purchase option discounts.

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